Contact Info
Branch Hours
| Monday | 9:00AM–5:00PM |
| Tuesday | 9:00AM–5:00PM |
| Wednesday | 9:00AM–5:00PM |
| Thursday | 9:00AM–5:00PM |
| Friday | 9:00AM–5:00PM |
Local Loans, Local Care. National Finance Company Serving Concord with Pride.
Whether you’re facing an unexpected expense or consolidating debt, National Finance Company in Concord, NC, is here to help you find the right consumer loan.
Our loan officers make borrowing simple, stress-free by walking you through the whole process.
We’re proud to serve the Concord and greater Charlotte community with personalized loan solutions and exceptional customer care.
Consumer Personal Loan Services Built Around Your Life
Since 1963, National Finance Company has been helping individuals and families throughout the Carolinas access the funds they need quickly and responsibly. Whether you need a loan for:
- Car repairs or home improvements
- Medical expenses or emergency bills
- Debt consolidation or back-to-school costs
- Holiday shopping or a personal goal
…we’re here to help. Our personal loans range from $1,250 to $5,000, with repayment terms from 12 to 48 months. Every loan comes with:
- Equal monthly payments (no balloon payments)
- No prepayment penalties
- Fast approval and funding options
We’re licensed and supervised by the North Carolina Banking Department and follow the NC Consumer Finance Act to keep everything above board and transparent.
How to Apply for a Same-Day Loan in Concord, NC
Getting started is simple – and you can apply online or in person. Here’s what to expect:
Step 1: Submit Your Application
Apply online or visit our Concord branch. It only takes a few minutes.
Step 2: Gather Your Documents
To process your loan, we’ll need:
- A valid driver’s license or government-issued ID
- Your Social Security card
- Proof of income (like a W2, pay stub, or Social Security/disability income statement)
You can upload these online or bring them with you.
Step 3: Review & Receive Your Funds
Once approved, a loan specialist will walk you through your terms. You can receive your funds by check or through instant debit card funding directly to your account.


